An in-field evaluation and professional opinion of the performance of the readily accessible installed systems in a home at one point in time
Primarily a visual examination
Intended to identify components that are significantly deficient, unsafe or near the end of their life
Documented in a written report
Includes: Roof, Structure, Exterior, Electrical system, Heating, and Air Conditioning system, Plumbing system, Insulation, and Air/Vapour Barriers, Interior, Mechanical and Natural Ventilation systems
Reduce home insurance cost with a wind mitigation certification
Wind insurance discounts are available for building features that reduce damage during high winds on all single-family homes, townhouses, condos, and commercial buildings. Most existing structures have at least one or more wind-resistive construction feature. Homeowner’s and condo associations also qualify for wind mitigation credits.
Contact us for additional information. Remember, one Wind Mitigation Certificate now will reduce your premium year after year after year and save you thousands.
Insurance companies are reluctant to issue Homeowner Insurance Policies on older homes (usually 20 years+) because of the liability exposure to them. A four-point inspection evaluates the condition and age of roofs, HVAC, electrical and plumbing systems.
When these systems are evaluated, the inspector is looking to:
Identify equipment that is nearing the end of its service life or needing repair/replacement
Verify the condition of the equipment
Ensure that the equipment is properly installed
Find the equipment that is not up to code
If these systems fail, they may cause costly fire or water damage to a home.